Declaration

I/We declare that the statements and particulars given in this application are true and complete and that withholding information or supplying false or incomplete information will render the agreement void. If the information supplied on this application changes between the date of completion of this application and the effective date of the insurance, I/We shall notify the Company of the changes and the Company reserves the right to modify or withdraw the quoted terms and conditions.

Binding Terms

I/We also agree and understand that the declaration, online application and insurance contract become binding once I/We make a payment on the issued insurance policy. An insurance policy is considered issued once the Policy Schedule has been produced following a binding order. A digitally produced policy that contains an authorized hand-written electronic signature is also considered valid and legally binding for the purposes hereof.